I keep my fees at a moderate rate in relation to my experience and qualifications.
Payment is due at the beginning of each session.
I do not belong to health insurance “panels,” and so you will not find me listed as a “preferred provider” for your health insurance company. I do not work directly with insurance companies and do not submit claims for reimbursement.
Although insurance companies do not like to reveal this information, being a preferred provider requires the mental health professional to sign a contract agreeing to accept a reduced fee and to allow the insurance to determine the number of sessions required. I believe that this puts the therapist in a conflict of interest and takes away your choice of when your therapy feels complete.
Many insurance company-“preferred provider” contracts require the therapist to submit reports or notes or discuss the contents or course of therapy with a “reviewer” in order to justify continued treatment. I believe that psychotherapy should be entirely confidential.
I recommend that you check with your insurance company to find out about reimbursement for “out-of-network” psychologists and psychoanalysts. (The reimbursement may be higher for psychoanalysts.)
If you would like to submit a claim to insurance, I can provide you with a monthly statement that includes a treatment code (for type of treatment) and diagnosis (which I will discuss with you). This information should allow you to submit your own claim for reimbursement from your insurance company, as long as you have coverage for “out-of-network providers.”
The National Alliance on Mental Health (NAMI) has excellent information about insurance coverage, including the federal requirement that mental health treatment receive the same coverage as other medical treatments (“parity”). It has additional information about how to advocate for coverage should your insurance claim be denied.